Job Openings > Customer Care Representative (HR Benefits / Finance)
Customer Care Representative (HR Benefits / Finance)
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$18 Hourly
Full Time
08/11/2026
Overview
Instant Teams is hiring a team of Customer Care Representatives to join us! In this role, you will work as part of a team that provides quality customer care by helping client employees, retirees, and others understand, enroll in, and use their HR plans (401(k), health insurance, pension, payroll, etc.). The role resolves questions and issues arising from inbound calls, chats, secure online requests, and written requests.
Day in the Life
Handle a high volume of inbound and outbound calls; answer questions, educate customers on benefits and HR programs, and follow up on pending cases
Resolve complex HR and financial issues
Serve as the primary point of contact for employees, retirees, and beneficiaries seeking assistance with employer-sponsored benefits and HR programs.
Research, interpret, and explain complex policies, plan provisions, eligibility rules, and payroll-related impacts.
Use critical thinking and problem-solving skills to resolve issues that often require navigating multiple systems, reviewing documentation, and coordinating with internal and external partners.
Educate customers on benefit options and financial decisions while ensuring compliance with client policies and regulatory requirements.
Process transactions such as:
Health enrollments
Assist employees with enrolling in, changing, or terminating medical, dental, vision, and other benefit plans.
Explain eligibility rules, qualifying life events, coverage options, and enrollment deadlines.
Tax and direct deposit updates
Support payroll-related inquiries and process changes to withholding elections, tax information, and banking details.
Ensure updates are completed accurately while maintaining strict security and identity verification standards.
401(k) withdrawals/contributions
Educate participants on plan rules and available options.
Process contribution changes, loan requests, hardship withdrawals, distributions, and other retirement plan transactions in accordance with plan guidelines.
Retirement elections
Guide participants through retirement readiness and benefit election processes.
Explain available options, required documentation, payment elections, survivor benefits, and effective dates.
Case Management and Research
Manage customer cases requiring additional investigation or follow-up.
Coordinate with third-party vendors, payroll teams, benefits administrators, and other stakeholders to resolve complex issues.
Conduct outbound follow-up communications to provide status updates or complete outstanding actions.
Navigate multiple systems and applications simultaneously
Research and communicate with third parties on behalf of customers
Must-Haves
High school degree or equivalent
1-2 years of customer service experience in a call center environment preferred; or combination of education and experience
Preferred experience: Healthcare, Human Resources Services, Financial Services
Strong verbal and written communication skills
Excellent customer care and customer satisfaction focus
Ability to work in a fast-paced environment
Problem-solving skills
Ability to apply feedback quickly
Multi-tasking across several systems
Ability to hardwire equipment and meet the required internet speeds
Required equipment: Laptop/Desktop, External Monitor, Noise-Cancelling Headset, and Wireless Keyboard/Mouse
Ability to download the required software
On-camera visibility during any meetings, trainings, or per leadership request
Position Details
Pay Rate: $18/hour
Start Date: October 28th, 2026
Project Length: Position is expected to end in January 2027
Schedule:
Training: Monday - Friday | 9am - 5:30pm EST | ~3 weeks
100% mandatory with no time off approved
Post-Training: Monday - Friday | 8:30 am-5:00 pm EST | Monday - Friday
Must have availability for varying shifts between the hours of 8am - 9pm EST and overtime
Compliance & Eligibility
Background & Screenings: Successful candidates must complete and pass a background check, credit check, and drug screen prior to their start date
Verification: In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.
Work Environment: Because this is a remote work role, you must have:
A quiet, distraction-free work environment
Reliable, high-speed internet
A dedicated and private workspace
Location: Due to specific position requirements, we cannot hire from the following locations for this opportunity: OCONUS, Arizona, California, Colorado, Connecticut, Delaware, District of Columbia, Hawaii, Illinois, Iowa, Maine, Maryland, Massachusetts, Minnesota, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Dakota, Oregon, Philadelphia (PA), Rhode Island, Utah, Vermont, Washington.